Expert Advisory Committee
ICAI-Expert Advisory Committee
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Query No. 4

Subject:

Accounting treatment of income from property development

to part finance a construction project.1

 

 

A. Facts of the Case

1. A company, which is a joint venture between the Government of India and the Government of National Capital Territory of Delhi, is engaged in the business of construction, operation and maintenance of Mass Rapid Transit System (MRTS) in National Capital Region. While some phases of the system have already become operational, others are at various stages of construction. The funding plan approved by the Government of India provides for equity from both the governments and loan from Japan Bank for International Cooperation (JBIC). In addition, the plan also required the company to undertake property development and real estate activities to part finance the construction of the project and also to supplement operational revenues to enable repayment of the loan taken from JBIC. The relevant extract of the Cabinet decision is reproduced below:

“…The balance of project cost over and above the equity and debt finance will be raised by … (name of the company) by way of revenue from property development, which has been estimated at 6% of the revised project cost at April, 1996 prices…”

2. According to the approved funding plan, the company was required to generate about Rs.300 crore for Phase-I from property development as part financing of MRTS project. It was also decided that the requisite land for the project including for property development would be given to the company at inter-departmental rates.

3. As a sequel to the above, Memorandum and Articles of Association of the company have a clause authorising the company to carry on all the relevant activities required for commercial development of the properties.

4. The company has been carrying on the property development activities in a number of modes depending upon the location, size and approved use of the parcel of land. At times, the company has also been engaging developers for certain lands on ‘Build-Operate- Transfer’ (‘BOT’) basis by handing over the site to them for a period of 30 years or so. In addition to the land parcels, certain commercial properties have been developed on the footprints of the stations in the form of shops, kiosks, stalls, etc., from which regular income is generated. According to the querist, income from all the above activities, right from inception have been considered as revenue profit, based on the terms and conditions of the contracts with various lessees and the BOT developers, under the overarching provisions of relevant Accounting Standards and the accounting policies disclosed in the financial statements of the company.

5. During the financial year 2005-06, the company has transferred the leasehold rights of two parcels of land measuring 16.802 acres and 2.972 acres for residential developments. These lands have been leased for 99 years and 90 years respectively to two different developers for total consideration of Rs.248.80 crore. This was the first instance wherein land was given to the developers for a longer period of 90 years and above, since these were residential developments and lease for any period less than this would have made the proposition ineffective.

6. The company treated the above said transactions of the lease of land as sale in consonance with the accounting policy as reproduced below:


“10.4 Income from lease of land for property development pursuant to lease agreement for 60 years and above is recognised as sale on handing over of land to developers since it transfers substantially all the risks and rewards incident to ownership of land.”
          

“3.7 Cost of land at the time of handing over to developers pursuant to the lease agreement for 60 years and above is accounted for as inventory.”


In addition to the above, in order to bring transparency and make full disclosure, Notes to Accounts also contained the following information:


“5.6 One of the objects of the company is to undertake property development and real estate work for which surplus land, if any, could be used. Due to impracticability of segregation of such land, it is shown as ‘Fixed Assets’ till transaction is finalised as per accounting policy No. 3.7 & 10.4 of the company.”


“5.7 During the year, land costing Rs. 686.65 lakh was identified for property development, which was transferred from fixed assets to current assets.”

7. During the course of audit of the accounts for the year 2005- 06, the government audit party made an observation that since this profit is meant for meeting project cost as per the approved funding plan of the government, it should be treated as capital reserve. The stand of the company was that the funding plan is meant only for resource mobilisation. The accounting treatment of any transaction is to be dealt with as per the accounting standards, established norms and prevalent practices and as such the treatment accorded, considering the income as revenue, is a correct presentation. Property development is an authorised activity of the company as stipulated in the Memorandum and Articles of Association of the company. Full disclosure has also been made in the financial statements.

8. For better appreciation, the querist has reproduced the query of the government audit and the management’s reply as below:


         Government audit party’s query:
         “Profit and Loss Account
           Income -Real Estate (Schedule 9) Rs.296.22 crore

 


This includes Rs.248.80 crore being the consideration for transfer of leasehold rights of 16.802 acres of land at Khyber Pass and 2.972 acres of land at Rithala (valuing Rs.6.87 crore) to licensees for a period of 99 years and 90 years respectively.

 The Government of India, Ministry of Urban Affairs & Employment (Department of Urban Development), New Delhi, while according investment approval of Delhi MRTS project vide letter No. K-14011/59/88-UD-II dated 12.11.96 directed that the estimated 6% of the project cost is to be met by way of revenue from property development.

In view of the above, the profit on account of sale of the aforesaid land, which is meant for meeting the project cost, should have been treated as capital reserve.

Treating the same as revenue income of the year has resulted in understatement of capital reserve and loss by Rs.241.93 crore (248.80 – 6.87 crore).”

           Management’s reply:

“Audit in the Half Margin has drawn attention to the Notification No.K-14011 /59/ 88-UD II dated 12.11.1996 of Ministry of Urban Affairs & Employment as per which the balance of project cost over and above the equity and debt finance will be raised by the company by way of revenue from property development.

The government while approving the project has stipulated that a certain percentage of funds requirements will be raised through revenue from property development. Thus, it was a part of resource mobilisation plan so as to meet the cost of project. How the transaction is to be treated in the books of account is neither import of the funding plan nor intention of the government. Accounting treatment to transaction needs to be effected as per the requirements of Accounting Standards norms, conventions, customs and relevant enactments. The approved funding plan of the Government does not provide any implied authority to override such accounting treatment.

As per accounting guidelines based on various statutory requirements, capital reserve is created from the following sources:


                — Capital contributed for shares in excess of their par or stated value;
                — Gains on the revaluation of assets; and
                — Any other gain or surplus of an exceptional nature that has not been earned during the regular course of business.

From the above it is very clear that income generated from property development activity of the company which is authorised by its Memorandum and Articles of Association as one of the objectives of the company can no way be canalised for creation of capital reserve. For ready reference, the relevant clause No. 72(3) of the Memorandum of Association is reproduced below:

“To realise the proceeds of any developed or under-developed properties of the company by transferring, selling, mortgaging, letting out on hire, leasing out, licensing, granting concession or otherwise deal in and/or dispose of all or any portion of immovable properties including advertising rights for properties immovable as well as movable, as may be thought desirable and to accept as consideration cash and consideration other than cash and to take back or re-acquire any property so disposed of by re-purchasing or leasing the same or obtaining a license for such price and on such terms and conditions as may be agreed upon.”

It may please be noted that the approved financing plan has mentioned about generation of some percentage of total fund requirement from the property development leaving it to the company to best commercially exploit this source of resource mobilisation. Out of the many options available with the company to optimise revenue generation, decision is taken taking into consideration enumerable factors like location, land use, approvals from the various statutory authorities, etc. The company, on a case to case basis, decides to lease it for 6- 12-30 years or more than 60 years. Whatever option is chosen, the income generated remains as a part of the business activities of the company for which Memorandum of Association authorises it. As a sequel, appropriate accounting policies have been disclosed for all such options in the balance sheet. It may not be possible to consider income generated from one option as an income from property development in consonance with various accounting standards and norms and income generated from the other options to be treated as capital reserve on the consideration of approved financing plan.

We shall also draw your kind attention to the ICAI’s Compendium of Opinions- Vol. No. XX, Query No.22, on Accounting for the Development and Leasing of Industrial Estate. A Government company engaged in the business of developing an industrial estate, leased out industrial plot for a period of 60 years and 99 years. Query was raised as to how the company should take income of the lump sum premium received.

The opinion expressed by the Expert Advisory Committee of the ICAI was that the lease of land be treated as sale and thus the whole lease premium should be recognised as revenue in the profit and loss account in the year it becomes due on performance of the act giving rise to revenue and the related cost of acquisition of land and development expenditure thereon should be expensed in the same period.

It is also pertinent to note here that approval of funding plan warranting raising of revenue from property development does not impact any reduction in the cost of the project to the company. It is only a plan aimed at raising funds from a source to meet the overall cost of the project.

In view of the above submission, Audit is requested to drop the Provisional Comment.”

 

9. Based on the above explanation, the point was eventually dropped by the Office of the C&AG. However, the company was advised to refer the issue to the Expert Advisory Committee of the Institute of Chartered Accountants of India for advice.

B. Query

10. In view of the facts explained above, the querist has sought the opinion of the Expert Advisory Committee on the following issues:

 


(i) Whether in view of the specific object clause enshrined in Memorandum of Association, the accounting treatment effected by the company is in order.


(ii) Whether the amount generated from the above transaction can be treated as capital profit and if so, can it be transferred to capital reserve account without routing it through the profit and loss account.

 

(iii) Whether the decision of the government mandating the company to raise and use funds from property development for supplementing project cost authorises it to treat the income so generated directly to capital reserve account.


(iv) Whether the amount so received can be adjusted in the overall cost of the project by reducing the cost of assets by that amount.


C. Points considered by the Committee

11. The Committee, while expressing its opinion, has considered only the issues raised in paragraph 10 above with respect to the leasing of two parcels of land and has not touched upon any other issue arising from the Facts of the Case, such as, timing and manner of reclassification of land as inventory, sources of creation of capital reserve, etc. The Committee also notes that the opinion on query no. 22 expressed by the Committee contained in the Compendium of Opinions-Volume XX mentioned in paragraph 8 above does not deal with treatment of lease income used to finance a construction project.

12. The Committee notes that there are two basic issues involved. First issue is treatment of the lease transaction. Second issue is treatment of the resulting profit and need for creation of capital reserve.

13. So far as the first issue is concerned, the Committee notes that the two parcels of land were given on lease for long periods, one for 99 years and another for 90 years, to the developers of residential properties. The Committee is of the view that in lease agreements of such long periods, it is generally expected that either the lease period would be extended or the title will pass to the lessee at some agreed amount. Keeping in view the facts and circumstances of the query and prevalent commercial practices in India in this regard, in substance, the lease of the two parcels of land amounts to passing of the significant risks and rewards of ownership in the land to the lessee. Thus, it would be in the nature of sale of the two parcels of land and should be accounted for accordingly. In this regard, the Committee also takes note of the requirement of Schedule VI to the Companies Act, 1956 of showing leaseholds as an asset of the lessee. This requirement, according to the Committee, is a recognition of the principle of ‘substance over form’. The cost of the land should be recognised as expense in the same period in which revenue from the lease of the two parcels of land is recognised keeping in view the matching principle.

14. As regards the second issue, the nature of the resulting profit is to be examined. In this connection, the Committee notes the following paragraphs from the Guidance Note on Treatment of Expenditure During Construction Period2, issued by the Institute of Chartered Accountants of India:


          

“8.1 It is possible that a new project may earn some income from miscellaneous sources during its construction or preproduction period. Such income may be earned by way of …. or from sale of products manufactured during the period of test runs and experimental production. Such items of income should be disclosed separately either in the profit and loss account, where this account is prepared during construction period, or in the account/statement prepared in lieu of the profit and loss account, i.e., Development Account/Incidental Expenditure During Construction Period Account/Statement on Incidental Expenditure During Construction (Refer to para 14.7). The treatment of such incomes for arriving at the amount of expenditure to be capitalised/ deferred, has been dealt with in para 15.2.”
          

“15.2 From the total of the aforesaid items of indirect expenditure would be deducted the income, if any, earned during the period of construction, provided it can be identified with the project.”

15. The Committee is of the view that only income which arises incidentally during the execution of a project would go on to reduce the project cost. The fact that an income is used to finance a project cost does not determine its accounting treatment. The treatment of such income is governed by the applicable accounting principles. Thus, in the present case, merely because a part of the project cost is financed by revenue from real estate transactions, the project cost is not reduced. The Committee is of the view that income from the lease of the two parcels of land is not incidental to the MRTS project since it does not arise in the course of the execution of the project. Hence, this income would not go on to reduce the project cost.

16. The Committee notes the following paragraph from Accounting Standard 5, ‘Net Profit or Loss for the Period, Prior Period Items and Changes in Accounting Policies’, issued by the Institute of Chartered Accountants of India:

 

“5. All items of income and expense which are recognised in a period should be included in the determination of net profit or loss for the period unless an Accounting Standard requires or permits otherwise.”



17. The Committee further notes the following paragraphs from the ‘Guidance Note on Terms Used in Financial Statements”:


“14.04 Reserve
        

 The portion of earnings, receipts or other surplus of an enterprise (whether capital or revenue) appropriated by the management for a general or a specific purpose other than a provision for depreciation or diminution in the value of assets or for a known liability. The reserves are primarily of two types: capital reserves and revenue reserves.


“3.10 Capital Reserve
        

 A reserve of a corporate enterprise which is not available for distribution as dividend.”


“3.08 Capital Profit
        

 Excess of the proceeds realised from the sale, transfer, or exchange of the whole or a part of a capital asset over its cost. When the result of this computation is negative, it is referred to as capital loss.


“3.04 Capital Assets
         

Assets, including investments, not held for sale, conversion or consumption in the ordinary course of business.”

18. The Committee also notes that Clause 7(1)(c) of Part III of Schedule VI to the Companies Act,1956 reads as below:


“(c) the expression “capital reserve” shall not include any amount regarded as free for distribution through the profit and loss account; and the expression “revenue reserve” shall mean any reserve other than a capital reserve;”

 

19. The Committee notes that at the time of sale-type lease, the parcels of land were current assets and not capital assets. The lease transactions were also authorised by the Memorandum of Association of the company and the Cabinet decision. Hence, on the basis of paragraphs 15 to 18 above, the Committee is of the following view:

 

(i) the resulting profit is a revenue profit earned during the ordinary course of business,
(ii) it should be included in the statement of profit and loss for the year, and
(iii) if the funding plan/Cabinet decision/terms of transfer of land to the company or Articles of Association of the company specifies the use of such profits for financing the MRTP project, thereby prohibiting declaration of dividend out of such profits, the said profits should be transferred to ‘Capital Reserve’ as an appropriation of the profits of the company.



20. The Committee further notes paragraphs 12 and 13 of AS 5, which state as follows:


“12. When items of income and expense within profit or loss from ordinary activities are of such size, nature or incidence that their disclosure is relevant to explain the performance of the enterprise for the period, the nature and amount of such items should be disclosed separately.

13. Although the items of income and expense described in paragraph 12 are not extraordinary items, the nature and amount of such items may be relevant to users of financial statements in understanding the financial position and performance of an enterprise and in making projections about financial position and performance. Disclosure of such information is sometimes made in the notes to the financial statements.”

From the above, the Committee is of the view that since the lease transactions under consideration are of the nature described in the paragraphs 12 and 13 of AS 5 reproduced above, keeping in view the ordinary activities of the business, i.e., construction, operation and maintenance of MRTS, the same should be separately disclosed in the statement of profit and loss of the company in accordance with the requirements of these paragraphs.

 

D. Opinion

21. On the basis of the above, the Committee is of the following opinion on the issues raised in paragraph 10 above:


           (i) The accounting treatment effected by the company is in order as explained in paragraphs 13 to 19 above. The company should,            however, disclose the revenue from such activities separately in the statement of profit and loss as stated in paragraph 20 above.


          (ii) The amount generated from the above transaction cannot be treated as capital profit. The profit earned from the transaction is a           revenue profit to be included in the profit and loss account. However, if such profits can be used only for the purposes of the           capital project and the use of such profits for other purposes is prohibited, thereby prohibiting declaration of dividend out of the           said profit, the profits should be transferred to ‘capital reserve’ as an appropriation of the profits of the company.


          (iii) Mere decision of the Government mandating the company to raise and use funds from property development for supplementing           project cost does not require the company to take the income so generated directly to capital reserve account.


          (iv) No, the amount so received cannot be adjusted in the overall cost of the project by reducing the cost of assets by that amount           as explained in paragraph 15 above.

1 Opinion finalised by the Committee on 23.3.2007.
2 The Guidance Note has since been withdrawn pursuant to the decision of the Council at its 280th meeting held on August 7-9, 2008.